CLOV · CIK 0001801170 · operating
Clover Health Investments operates as a health insurance provider focused on the Medicare Advantage segment of the U.S. market. The company offers preferred provider organization (PPO) and health maintenance organization (HMO) plans to Medicare-eligible beneficiaries, generating revenue through premiums and risk-sharing arrangements with the Centers for Medicare & Medicaid Services (CMS).
A central component of Clover Health's operating model is Clover Assistant, a software platform designed to support physician decision-making in clinical settings. The platform leverages data analytics to help providers identify and manage chronic conditions earlier in their progression, with the stated objective of improving health outcomes while managing medical costs.
The company is headquartered in Wilmington, Delaware, and operates across multiple states where it markets and administers Medicare Advantage plans. The majority of Clover Health's financial performance is driven by enrollment levels in its health plans and the associated medical loss ratios on those plans.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | — | — | — | |
| 2024 | — | — | — | |
| 2023 | $-0.44 | $-0.44 | +38.0% | |
| 2022 | $-0.71 | $-0.71 | +50.0% | |
| 2021 | $-1.42 | $-1.42 | — | |
| 2020 | — | — | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-27 | 0001801170-26-000057 | SEC ↗ |
| 2024-12-31 | 2025-03-03 | 0001801170-25-000052 | SEC ↗ |
| 2023-12-31 | 2024-03-14 | 0001801170-24-000064 | SEC ↗ |
| 2022-12-31 | 2023-03-01 | 0001801170-23-000015 | SEC ↗ |
| 2021-12-31 | 2022-02-28 | 0001801170-22-000015 | SEC ↗ |
| 2020-12-31 | 2021-03-31 | 0001193125-21-102551 | SEC ↗ |