CLOV — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($2.04)
DCF	$-13.06	-740.2%
Graham Number	—	—
Reverse DCF	—	—
DDM	—	—
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: -$35.82M

Near-term growth (yrs 1–5)(%)Rev: 44.7% / EPS: —

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 16.60%

Computed WACC: 16.60%

Cost of equity (Re)16.60%(Rf 4.30% + β 2.24 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)100.00%

Debt weight (D/V)0.00%

Results

Intrinsic Value / share$-4.30

Current Price$2.04

Upside / Downside-311.0%

Net Debt (used)-$120.26M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	36.7%	40.7%	44.7%	48.7%	52.7%
7.0%	$-15.66	$-18.09	$-20.80	$-23.84	$-27.21
8.0%	$-12.21	$-14.10	$-16.22	$-18.58	$-21.21
9.0%	$-9.85	$-11.37	$-13.08	$-14.99	$-17.11
10.0%	$-8.14	$-9.41	$-10.82	$-12.40	$-14.15
11.0%	$-6.86	$-7.93	$-9.12	$-10.45	$-11.92

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $-0.11

Book Value / share($)Yahoo: $0.59

Results

Graham Number requires positive EPS and positive Book Value per share. EPS is zero or negative.

Graham Number—

Current Price$2.04

Margin of Safety—

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 16.60%

Terminal growth rate(%)

Computed WACC: 16.60%

Cost of equity (Re)16.60%(Rf 4.30% + β 2.24 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)100.00%

Debt weight (D/V)0.00%

Results

Reverse DCF requires positive TTM free cash flow.

Current Price$2.04

Implied Near-term FCF Growth—

Historical Revenue Growth44.7%

Historical Earnings Growth—

Base FCF (TTM)-$35.82M

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: —

Dividend growth rate (g)(%)

Required return (r)(%)

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.

DDM Intrinsic Value / share—

Current Price$2.04

Upside / Downside—

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: -$83.84M

Target EV/EBITDA multipleCurrent: -11.3×

Net Debt($B)Default: -$120.26M

Results

Implied Equity Value / share$2.52

Current Price$2.04

Upside / Downside+23.6%

Implied EV$950.03M

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