EZCORP operates a chain of pawn shops across the United States, Mexico, and Latin America, providing secured lending and merchandise retail services. The company's primary revenue streams derive from pawn loans collateralized by tangible personal property including jewelry, consumer electronics, tools, sporting goods, and musical instruments, as well as from the retail sale of forfeited collateral and pre-owned merchandise. The company supports customer transactions through EZ+, a web-based platform enabling customers to manage pawn transactions, layaways, and loyalty rewards online.
The business is organized into three segments: U.S. Pawn, Latin America Pawn, and Other Investments. EZCORP operates multiple branded locations including EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo across its geographic footprint. The company maintains approximately 8,500 full-time employees and is headquartered in Austin, Texas. EZCORP was incorporated in Delaware in 1989 and trades on the Nasdaq exchange.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $1.42 | $1.91 | +29.1% | |
| 2024 | $1.10 | $1.51 | +107.5% | |
| 2023 | $0.53 | $0.69 | -24.3% | |
| 2022 | $0.70 | $0.89 | +2233.3% | |
| 2021 | $0.03 | $0.03 | +102.4% | |
| 2020 | $-1.24 | $-1.24 | -12300.0% | |
| 2019 | $-0.01 | $-0.01 | — | |
| 2018 | $0.00 | $0.00 | -100.0% | |
| 2017 | $0.21 | $0.21 | +250.0% | |
| 2016 | $0.06 | $0.06 | +103.7% | |
| 2015 | $-1.63 | $-1.63 | +0.6% | |
| 2014 | $-1.64 | $-1.64 | -256.5% | |
| 2013 | $-0.46 | $-0.46 | -161.3% | |
| 2012 | $0.75 | $0.75 | +4.2% | |
| 2011 | $0.72 | $0.73 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-09-30 | 2025-11-13 | 0000876523-25-000094 | SEC ↗ |
| 2024-09-30 | 2024-11-13 | 0000876523-24-000048 | SEC ↗ |
| 2023-09-30 | 2023-11-15 | 0000876523-23-000045 | SEC ↗ |
| 2022-09-30 | 2022-11-16 | 0000876523-22-000071 | SEC ↗ |
| 2021-09-30 | 2021-11-17 | 0000876523-21-000068 | SEC ↗ |
| 2020-09-30 | 2020-12-14 | 0000876523-20-000059 | SEC ↗ |
| 2019-09-30 | 2019-12-05 | 0000876523-19-000069 | SEC ↗ |
| 2018-09-30 | 2018-11-14 | 0000876523-18-000057 | SEC ↗ |
| 2017-09-30 | 2017-11-15 | 0000876523-17-000109 | SEC ↗ |
| 2016-09-30 | 2016-12-14 | 0000876523-16-000217 | SEC ↗ |
| 2015-09-30 | 2015-12-24 | 0000876523-15-000120 | SEC ↗ |
| 2014-09-30 | 2014-11-26 | 0000876523-14-000102 | SEC ↗ |
| 2013-09-30 | 2013-11-27 | 0000876523-13-000083 | SEC ↗ |
| 2012-09-30 | 2012-11-20 | 0000876523-12-000023 | SEC ↗ |
| 2011-09-30 | 2011-11-23 | 0000950123-11-100270 | SEC ↗ |
| 2010-09-30 | 2010-11-24 | 0000950123-10-108591 | SEC ↗ |