EZPW — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($27.17)
DCF	$27.83	+2.4%
Graham Number	$24.76	-8.9%
Reverse DCF	—	implied g: 37.8%
DDM	—	—
EV/EBITDA	$28.54	+5.1%

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: $17.16M

Near-term growth (yrs 1–5)(%)Rev: 19.3% / EPS: 38.2%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 4.95%

Computed WACC: 4.95%

Cost of equity (Re)7.21%(Rf 4.30% + β 0.53 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)68.61%

Debt weight (D/V)31.39%

Results

Intrinsic Value / share$98.16

Current Price$27.17

Upside / Downside+261.3%

Net Debt (used)$300.98M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	30.2%	34.2%	38.2%	42.2%	46.2%
7.0%	$33.38	$39.53	$46.43	$54.18	$62.84
8.0%	$25.18	$29.98	$35.39	$41.44	$48.21
9.0%	$19.57	$23.46	$27.83	$32.73	$38.21
10.0%	$15.51	$18.74	$22.37	$26.43	$30.97
11.0%	$12.45	$15.18	$18.25	$21.69	$25.53

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $1.57

Book Value / share($)Yahoo: $17.36

Results

Graham Number$24.76

Current Price$27.17

Margin of Safety-8.9%

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 4.95%

Terminal growth rate(%)

Computed WACC: 4.95%

Cost of equity (Re)7.21%(Rf 4.30% + β 0.53 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)68.61%

Debt weight (D/V)31.39%

Results

Current Price$27.17

Implied Near-term FCF Growth18.4%

Historical Revenue Growth19.3%

Historical Earnings Growth38.2%

Base FCF (TTM)$17.16M

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: —

Dividend growth rate (g)(%)

Required return (r)(%)

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.

DDM Intrinsic Value / share—

Current Price$27.17

Upside / Downside—

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: $201.89M

Target EV/EBITDA multipleCurrent: 9.8×

Net Debt($B)Default: $300.98M

Results

Implied Equity Value / share$28.54

Current Price$27.17

Upside / Downside+5.1%

Implied EV$1.98B

Sensitivity: EV/EBITDA multiple (rows) × Net Debt (cols)

Mult \ Net Debt	-$1.70B	-$699.02M	$300.98M	$1.30B	$2.30B
5.8x	$48.85	$31.82	$14.79	$-2.23	$-19.26
7.8x	$55.72	$38.70	$21.67	$4.64	$-12.39
9.8x	$62.60	$45.57	$28.54	$11.52	$-5.51
11.8x	$69.48	$52.45	$35.42	$18.39	$1.36
13.8x	$76.35	$59.32	$42.29	$25.27	$8.24

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