FirstCash Holdings, Inc.

FirstCash Holdings operates a retail pawn network across the United States, Mexico, Latin America, and the United Kingdom. The company's primary business involves lending money secured by collateral of personal property—including jewelry, electronics, tools, appliances, sporting goods, and musical instruments—while also retailing merchandise acquired through collateral forfeitures and direct customer purchases. The company targets cash and credit-constrained consumers seeking short-term liquidity or affordable goods.

The company operates through four segments: U.S. Pawn, Latin America Pawn, U.K. Pawn, and Retail POS Payment Solutions. The first three segments constitute the core pawn lending and retail operations, while the Retail POS Payment Solutions segment focuses on point-of-sale financing products and payment options for traditional and e-commerce merchants across its broader partner network. This segment diversifies revenue beyond the traditional pawn store model.

FirstCash was incorporated in 1988 and maintains headquarters in Fort Worth, Texas. The company operates a substantial store network across its geographic markets, serving as a significant participant in the consumer credit and retail merchandise sector. The company changed its legal name from FirstCash, Inc. to FirstCash Holdings, Inc. in December 2021.