Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings operates as a property and casualty insurer focused on residential insurance markets across the eastern United States and select western regions. Through its subsidiaries, the company underwrites personal residential homeowners, condo, and dwelling fire policies, along with commercial residential property insurance products. Its offerings include standard homeowners coverage, equipment protection, and specialized programs such as artisan contractor insurance, serving customers through a network of independent insurance agents rather than direct channels.

The company maintains geographic presence across 15 states for personal residential insurance, including Florida, California, New York, New Jersey, and the Carolinas, with commercial residential property underwriting concentrated in Florida, New Jersey, and New York. This distribution reflects a market focus on the eastern seaboard and selected high-value residential markets. Founded in 2012 and incorporated in Delaware, Heritage operates from headquarters in Tampa, Florida, with approximately 540 full-time employees supporting its underwriting and administrative functions.