HomeTrust Bancshares, Inc.

HomeTrust Bancshares operates as a regional bank holding company serving the Southeast through its subsidiary, HomeTrust Bank. Founded in 1926 and headquartered in Asheville, North Carolina, the company provides retail and commercial banking services across North Carolina, South Carolina, East Tennessee, Southwest Virginia, and Georgia. Its deposit products include savings and money market accounts, checking accounts, and certificates of deposit offered to individuals, businesses, and nonprofit organizations.

The company's revenue derives primarily from its lending operations and deposit-taking activities. Its loan portfolio encompasses residential real estate lending (one-to-four-family and multifamily properties), home equity lines of credit, construction and land development loans, indirect auto finance, and consumer lending. Commercial lending includes commercial real estate, commercial and industrial loans, and construction financing. The company also originates small business administration loans and equipment finance leases, while maintaining an investment portfolio of government securities, municipal bonds, and corporate debt.

HomeTrust operates with approximately 566 full-time employees and maintains a market capitalization near $0.7 billion. Beyond traditional banking, the company offers cash management services and digital banking platforms including online and mobile banking capabilities, serving a regional customer base across five Southeastern states.