IBOC · CIK 0000315709 · operating
International Bancshares Corporation operates as a multibank financial holding company providing commercial and retail banking services across Texas and Oklahoma. The company's core offerings include deposit products such as checking and savings accounts, along with a broad lending portfolio encompassing commercial, real estate, personal, home improvement, and automobile loans. The company also provides international banking services including letters of credit, foreign exchange services, and trade financing, reflecting its heritage as a regional bank with cross-border operations.
Beyond traditional lending and deposits, the company offers credit cards, safety deposit boxes, collections, and escrow services. Digital banking capabilities include internet and mobile platforms, complemented by an ATM network and physical branches located in shopping centers and other retail locations. The company also provides access to securities products through third-party providers, diversifying its service offerings beyond core banking operations.
Founded in 1966 and based in Laredo, Texas, International Bancshares operates as a Texas-incorporated entity listed on Nasdaq. The company maintains a presence across multiple states through its multibank structure, serving both institutional and retail customer bases in its primary markets of Texas and Oklahoma. Its scale reflects a regional banking footprint with operations spanning commercial lending, consumer banking, and specialized international trade services.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $6.62 | $6.63 | +0.8% | |
| 2024 | $6.57 | $6.58 | -0.8% | |
| 2023 | $6.62 | $6.63 | +38.5% | |
| 2022 | $4.78 | $4.79 | +19.5% | |
| 2021 | $4.00 | $4.01 | +52.7% | |
| 2020 | $2.62 | $2.63 | -16.0% | |
| 2019 | $3.12 | $3.13 | -3.7% | |
| 2018 | $3.24 | $3.27 | +37.3% | |
| 2017 | $2.36 | $2.38 | +16.8% | |
| 2016 | $2.02 | $2.03 | +288.5% | |
| 2015 | $0.52 | $0.53 | -77.2% | |
| 2014 | $2.28 | $2.29 | +21.3% | |
| 2013 | $1.88 | $1.88 | +35.3% | |
| 2012 | $1.39 | $1.39 | -17.8% | |
| 2011 | $1.69 | $1.69 | -1.7% | |
| 2010 | $1.72 | $1.72 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-26 | 0001104659-26-020439 | SEC ↗ |
| 2024-12-31 | 2025-02-27 | 0001558370-25-001782 | SEC ↗ |
| 2023-12-31 | 2024-02-26 | 0001558370-24-001698 | SEC ↗ |
| 2022-12-31 | 2023-02-23 | 0001558370-23-001892 | SEC ↗ |
| 2021-12-31 | 2022-02-24 | 0001558370-22-001922 | SEC ↗ |
| 2020-12-31 | 2021-02-25 | 0001558370-21-001782 | SEC ↗ |
| 2019-12-31 | 2020-02-27 | 0001558370-20-001608 | SEC ↗ |
| 2018-12-31 | 2019-02-27 | 0001558370-19-001172 | SEC ↗ |
| 2017-12-31 | 2018-02-28 | 0001558370-18-001274 | SEC ↗ |
| 2016-12-31 | 2017-02-27 | 0001558370-17-001061 | SEC ↗ |
| 2015-12-31 | 2016-02-26 | 0001558370-16-003607 | SEC ↗ |
| 2014-12-31 | 2015-02-27 | 0001047469-15-001404 | SEC ↗ |
| 2013-12-31 | 2014-02-24 | 0001047469-14-001224 | SEC ↗ |
| 2012-12-31 | 2013-02-25 | 0001047469-13-001618 | SEC ↗ |
| 2011-12-31 | 2012-02-27 | 0001047469-12-001577 | SEC ↗ |
| 2010-12-31 | 2011-02-28 | 0001047469-11-001527 | SEC ↗ |
| 2009-12-31 | 2010-03-01 | 0001047469-10-001619 | SEC ↗ |
| 2008-12-31 | 2009-02-25 | 0001047469-09-001797 | SEC ↗ |
| 2007-12-31 | 2008-02-29 | 0001047469-08-002085 | SEC ↗ |
| 2006-12-31 | 2007-03-01 | 0001104659-07-015546 | SEC ↗ |
| 2005-12-31 | 2006-03-15 | 0001047469-06-003471 | SEC ↗ |
| 2004-12-31 | 2005-03-15 | 0001047469-05-006555 | SEC ↗ |
| 2003-12-31 | 2004-03-12 | 0001047469-04-007714 | SEC ↗ |
| 2002-12-31 | 2003-03-31 | 0001047469-03-011213 | SEC ↗ |
| 2001-12-31 | 2002-04-01 | 0000912057-02-013096 | SEC ↗ |
| 2000-12-31 | 2001-03-28 | 0000912057-01-008582 | SEC ↗ |