IBOC

IBOC — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($68.38)
DCF$-2.71-104.0%
Graham Number$89.19+30.4%
Reverse DCF
DDM$29.46-56.9%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 2.6% / EPS: -7.6%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$-2.71
Current Price$68.38
Upside / Downside-104.0%
Net Debt (used)$168.26M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term-3.0%1.0%5.0%9.0%13.0%
7.0%$-2.71$-2.71$-2.71$-2.71$-2.71
8.0%$-2.71$-2.71$-2.71$-2.71$-2.71
9.0%$-2.71$-2.71$-2.71$-2.71$-2.71
10.0%$-2.71$-2.71$-2.71$-2.71$-2.71
11.0%$-2.71$-2.71$-2.71$-2.71$-2.71

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $6.76
Yahoo: $52.30

Results

Graham Number$89.19
Current Price$68.38
Margin of Safety+30.4%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$68.38
Implied Near-term FCF Growth
Historical Revenue Growth2.6%
Historical Earnings Growth-7.6%
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $1.43

Results

DDM Intrinsic Value / share$29.46
Current Price$68.38
Upside / Downside-56.9%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: $168.26M

Results

Implied Equity Value / share$-2.71
Current Price$68.38
Upside / Downside-104.0%
Implied EV$0