Midland States Bancorp, Inc.

Midland States Bancorp, Inc. is a financial holding company operating through Midland States Bank, offering a range of banking products and services to individuals, businesses, municipalities, and other entities. The company provides commercial loans, commercial real estate financing across property types including office buildings, hotels, retail centers, and multifamily properties, as well as construction and land development loans. Residential real estate offerings include first and second mortgage loans and home equity lines of credit. The company also provides commercial equipment leasing and standard depository products such as checking, savings, and money market accounts.

The organization operates through two primary segments: Banking and Wealth Management. The Wealth Management segment encompasses trust services, financial and estate planning, investment management, retirement plan administration, and retail brokerage services. The Banking segment generates revenue from its loan portfolio and depository base.

Midland States Bancorp operates with approximately 864 full-time employees and maintains its headquarters in Effingham, Illinois. Founded in 1881, the company is incorporated in Illinois and trades on the Nasdaq. With a market capitalization of approximately $0.5 billion, the company operates as a regional bank focused primarily on Midwestern markets.