NewtekOne, Inc.

NewtekOne, Inc. operates as a bank holding company serving small and medium-sized businesses through its subsidiary, Newtek Bank, National Association. The company provides a range of financial products and services including demand and time deposit accounts, SBA loans, commercial and industrial loans, and commercial real estate financing. Beyond traditional banking, NewtekOne offers electronic payment processing services such as credit and debit card processing, check approval services, and cloud-based point-of-sale systems for restaurants, retail, assisted living facilities, and other service businesses.

The company's business model extends across multiple service verticals aimed at independent business owners and smaller enterprises. Its service offerings include wholesale brokerage insurance agency services, payroll management with integrated payment and tax reporting capabilities, and inbound and outbound calling services. This diversified platform approach allows NewtekOne to serve customers across multiple operational functions rather than as a traditional bank alone.

Headquartered in Boca Raton, Florida, NewtekOne was founded in 1998 and underwent a name change from Newtek Business Services Corp. in January 2023 to reflect its evolution into a bank holding company structure. The company operates nationally, serving the small- and medium-sized business segment across the United States. As a Nasdaq-listed regional bank holding company incorporated in Maryland, NewtekOne maintains a presence across financial services with an emphasis on providing integrated solutions to independent business operators.