OneMain Holdings, Inc.

OneMain Holdings is a consumer finance company headquartered in Evansville, Indiana, that originates, underwrites, and services personal loans and auto financing products for retail customers. The company's primary business involves offering unsecured personal loans through its branch network, central operations, and digital channels, as well as secured auto financing. Beyond core lending, OneMain generates revenue through optional credit insurance products including life, disability, and involuntary unemployment coverage, along with non-credit insurance offerings and guaranteed asset protection products marketed as waivers or insurance.

The company operates across multiple distribution channels, combining traditional physical branches with centralized underwriting capabilities and digital platforms to reach borrowers. OneMain also offers credit cards and membership plans as supplementary products within its consumer finance ecosystem. The company serves the broader personal credit market, targeting consumers seeking installment loans and auto financing products.

As of the most recent data, OneMain operates with approximately 9,300 full-time employees and maintains a substantial physical footprint through its branch-based distribution model. The company was incorporated in Delaware in 2013 and operates exclusively within the United States market. OneMain changed its corporate name from Springleaf Holdings in November 2015 and trades on the New York Stock Exchange.