OMF — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($55.62)
DCF	$-187.01	-436.2%
Graham Number	$65.80	+18.3%
Reverse DCF	—	—
DDM	$86.52	+55.6%
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: —

Near-term growth (yrs 1–5)(%)Rev: 12.2% / EPS: 63.7%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 2.54%

Computed WACC: 2.54%

Cost of equity (Re)11.40%(Rf 4.30% + β 1.29 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)22.29%

Debt weight (D/V)77.71%

Results

Intrinsic Value / share$-187.01

Current Price$55.62

Upside / Downside-436.2%

Net Debt (used)$21.91B

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	55.7%	59.7%	63.7%	67.7%	71.7%
7.0%	$-187.01	$-187.01	$-187.01	$-187.01	$-187.01
8.0%	$-187.01	$-187.01	$-187.01	$-187.01	$-187.01
9.0%	$-187.01	$-187.01	$-187.01	$-187.01	$-187.01
10.0%	$-187.01	$-187.01	$-187.01	$-187.01	$-187.01
11.0%	$-187.01	$-187.01	$-187.01	$-187.01	$-187.01

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $6.63

Book Value / share($)Yahoo: $29.02

Results

Graham Number$65.80

Current Price$55.62

Margin of Safety+18.3%

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 2.54%

Terminal growth rate(%)

Computed WACC: 2.54%

Cost of equity (Re)11.40%(Rf 4.30% + β 1.29 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)22.29%

Debt weight (D/V)77.71%

Results

Reverse DCF requires positive TTM free cash flow.

Current Price$55.62

Implied Near-term FCF Growth—

Historical Revenue Growth12.2%

Historical Earnings Growth63.7%

Base FCF (TTM)—

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: $4.20

Dividend growth rate (g)(%)

Required return (r)(%)

Results

DDM Intrinsic Value / share$86.52

Current Price$55.62

Upside / Downside+55.6%

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: —

Target EV/EBITDA multipleCurrent: —×

Net Debt($B)Default: $21.91B

Results

Implied Equity Value / share$-187.01

Current Price$55.62

Upside / Downside-436.2%

Implied EV$0

← Overview Financial Statements ← Companies