ORRF · CIK 0000826154 · operating
Orrstown Financial Services is a Pennsylvania-incorporated bank holding company headquartered in Harrisburg, PA, operating through its subsidiary Orrstown Bank. The company provides commercial banking, retail banking, and financial advisory services to retail, commercial, non-profit, and government clients across the United States. Its core banking operations include accepting deposits through checking, savings, money market, time, and demand accounts, as well as certificates of deposit.
The company's lending portfolio spans commercial real estate, equipment financing, construction loans, working capital facilities, and industrial lending. Consumer lending offerings include residential mortgages, home equity loans, home equity lines of credit, and personal installment loans. The company also originates acquisition and development loans and municipal loans.
Beyond traditional banking, Orrstown Financial Services generates revenue through fiduciary and trust services, provided under the Orrstown Financial Advisors brand, including trustee, executor, and investment advisory services. The company offers retail brokerage services through a third-party broker-dealer arrangement. Founded in 1919, the company operates as a regional financial institution with a market capitalization of approximately $0.7 billion.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2024 | $1.48 | $1.49 | -56.7% | |
| 2023 | $3.42 | $3.45 | +66.0% | |
| 2022 | $2.06 | $2.09 | -30.4% | |
| 2021 | $2.96 | $3.00 | +23.3% | |
| 2020 | $2.40 | $2.42 | +49.1% | |
| 2019 | $1.61 | $1.63 | +7.3% | |
| 2018 | $1.50 | $1.53 | +53.1% | |
| 2017 | $0.98 | $1.00 | +21.0% | |
| 2016 | $0.81 | $0.82 | -16.5% | |
| 2015 | $0.97 | $0.97 | -73.0% | |
| 2014 | $3.59 | $3.59 | +189.5% | |
| 2013 | $1.24 | $1.24 | +126.0% | |
| 2012 | $-4.77 | $-4.77 | -19.8% | |
| 2011 | $-3.98 | $-3.98 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2024-12-31 | 2025-03-31 | 0000826154-25-000090 | SEC ↗ |
| 2023-12-31 | 2024-03-14 | 0000826154-24-000060 | SEC ↗ |
| 2022-12-31 | 2023-03-16 | 0000826154-23-000067 | SEC ↗ |
| 2021-12-31 | 2022-03-11 | 0000826154-22-000079 | SEC ↗ |
| 2020-12-31 | 2021-03-15 | 0000826154-21-000085 | SEC ↗ |
| 2019-12-31 | 2020-03-16 | 0000826154-20-000087 | SEC ↗ |
| 2018-12-31 | 2019-03-15 | 0000826154-19-000067 | SEC ↗ |
| 2017-12-31 | 2018-03-09 | 0000826154-18-000056 | SEC ↗ |
| 2016-12-31 | 2017-03-13 | 0000826154-17-000050 | SEC ↗ |
| 2015-12-31 | 2016-03-11 | 0000826154-16-000115 | SEC ↗ |
| 2014-12-31 | 2015-03-12 | 0000826154-15-000023 | SEC ↗ |