Bank OZK

Bank OZK is a full-service regional bank headquartered in Little Rock, Arkansas, providing retail and commercial banking services across the United States. The bank offers a comprehensive suite of deposit products, including non-interest-bearing checking accounts, interest-bearing transaction accounts, savings and money market accounts, and various retirement and reciprocal deposit arrangements. Beyond traditional deposits, the company provides treasury management services encompassing wire transfers, automated clearing house processing, lockbox services, reconciliation, positive pay, and commercial card solutions.

The bank's lending operations span multiple product categories, including real estate, consumer, small business, and commercial and industrial loans. Specialized financing services include indirect recreational vehicle and marine lending, equipment financing, agricultural loans, business aviation financing, and subscription-based lending. Bank OZK also operates trust and wealth management services, offering personal trusts, custodial accounts, investment management, and retirement account administration, alongside corporate trust services such as trustee and transfer agent functions.

As of its latest reporting, Bank OZK operates with approximately 3,280 full-time employees and maintains a significant presence as a regional financial institution. The company was founded in 1903 and operates as an Arkansas state-chartered bank, having changed its name from Bank of the Ozarks in 2018.