OZK

OZK — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($47.68)
DCF$19.91-58.2%
Graham Number$85.55+79.4%
Reverse DCF
DDM$36.67-23.1%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 4.0% / EPS: -1.3%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$19.91
Current Price$47.68
Upside / Downside-58.2%
Net Debt (used)-$2.20B
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term-3.0%1.0%5.0%9.0%13.0%
7.0%$19.91$19.91$19.91$19.91$19.91
8.0%$19.91$19.91$19.91$19.91$19.91
9.0%$19.91$19.91$19.91$19.91$19.91
10.0%$19.91$19.91$19.91$19.91$19.91
11.0%$19.91$19.91$19.91$19.91$19.91

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $6.20
Yahoo: $52.46

Results

Graham Number$85.55
Current Price$47.68
Margin of Safety+79.4%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$47.68
Implied Near-term FCF Growth
Historical Revenue Growth4.0%
Historical Earnings Growth-1.3%
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $1.78

Results

DDM Intrinsic Value / share$36.67
Current Price$47.68
Upside / Downside-23.1%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: -$2.20B

Results

Implied Equity Value / share$19.91
Current Price$47.68
Upside / Downside-58.2%
Implied EV$0