PFS · CIK 0001178970 · operating
Provident Financial Services, Inc. is the holding company for Provident Bank, a regional financial institution providing deposit and lending services to individuals, families, and businesses across the United States. The company's deposit products encompass savings and checking accounts, money market deposit accounts, certificates of deposit, and IRA products. Its loan portfolio is centered on commercial real estate secured by multi-family residential, retail, industrial, and office properties, supplemented by commercial business loans, residential mortgages, commercial construction loans, and consumer credit products including home equity loans, personal loans, and auto financing.
Beyond traditional banking, the company operates wealth management services that include investment management, trust and estate administration, financial planning, and tax services. It also distributes insurance and annuity products to customers and manages real estate properties acquired through foreclosure proceedings. The company offers digital banking capabilities through online and mobile platforms alongside cash management and payroll services for business clients.
Founded in 1839 and headquartered in Jersey City, New Jersey, Provident Bank operates as a federally chartered savings institution with a regional market presence. The company maintains a diversified revenue base derived from net interest income on its loan and deposit products, fees from wealth management and business services, and gains from insurance and real estate sales.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $2.23 | $2.23 | +112.4% | |
| 2024 | $1.05 | $1.05 | -38.6% | |
| 2023 | $1.71 | $1.72 | -27.2% | |
| 2022 | $2.35 | $2.35 | +7.3% | |
| 2021 | $2.19 | $2.20 | +313.2% | |
| 2020 | $0.53 | $0.53 | +32.5% | |
| 2019 | $0.40 | $0.40 | -27.3% | |
| 2018 | $0.55 | $0.55 | +83.3% | |
| 2017 | $0.30 | $0.30 | -14.3% | |
| 2016 | $0.35 | $0.35 | +2.9% | |
| 2015 | $0.34 | $0.34 | +0.0% | |
| 2014 | $0.34 | $0.34 | +13.3% | |
| 2013 | $0.30 | $0.30 | +3.4% | |
| 2012 | $0.29 | $0.29 | +11.5% | |
| 2011 | $0.26 | $0.26 | -70.5% | |
| 2010 | $0.88 | $0.88 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-27 | 0001628280-26-012814 | SEC ↗ |
| 2024-12-31 | 2025-02-28 | 0001628280-25-008991 | SEC ↗ |
| 2023-12-31 | 2024-02-28 | 0001628280-24-007678 | SEC ↗ |
| 2022-12-31 | 2023-03-01 | 0001628280-23-005795 | SEC ↗ |
| 2021-12-31 | 2022-03-01 | 0001628280-22-004544 | SEC ↗ |
| 2020-12-31 | 2021-03-01 | 0001628280-21-003659 | SEC ↗ |
| 2019-12-31 | 2020-03-02 | 0001628280-20-002687 | SEC ↗ |
| 2018-12-31 | 2019-03-01 | 0001628280-19-002379 | SEC ↗ |
| 2017-12-31 | 2018-03-01 | 0001628280-18-002619 | SEC ↗ |
| 2016-12-31 | 2017-03-01 | 0001628280-17-002030 | SEC ↗ |
| 2015-12-31 | 2016-02-29 | 0001628280-16-011913 | SEC ↗ |
| 2014-12-31 | 2015-03-02 | 0001628280-15-001352 | SEC ↗ |