PROV · CIK 0001010470 · operating
Provident Financial Holdings, Inc. is a bank holding company operating Provident Savings Bank, F.S.B., a community bank serving Southern California. The company provides a comprehensive range of deposit products including checking, savings, money market, and time deposit accounts to individuals, small to mid-sized businesses, and institutional clients.
The company generates revenue through multiple business segments. Its lending operations encompass single-family and multi-family residential mortgages, commercial real estate loans, construction financing, commercial business loans, and consumer credit products. Beyond traditional banking, Provident Financial offers wealth management services, investment products such as annuities and mutual funds, and trustee services for real estate-secured loan transactions. Merchant services round out its service portfolio.
Provident Financial operates with approximately 95 full-time employees and maintains headquarters in Riverside, California, where it has maintained a local presence since its founding in 1956. As a regional bank, the company's operations are concentrated in Southern California, serving a geographically defined market rather than operating on a national scale.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $0.93 | $0.93 | -12.3% | |
| 2024 | $1.06 | $1.06 | -10.9% | |
| 2023 | $1.19 | $1.20 | -2.5% | |
| 2022 | $1.22 | $1.23 | +22.0% | |
| 2021 | $1.00 | $1.01 | -1.0% | |
| 2020 | $1.01 | $1.03 | +74.1% | |
| 2019 | $0.58 | $0.59 | +222.2% | |
| 2018 | $0.18 | $0.19 | +50.0% | |
| 2017 | $0.12 | $0.12 | -61.3% | |
| 2016 | $0.31 | $0.32 | +10.7% | |
| 2015 | $0.28 | $0.29 | +27.3% | |
| 2014 | $0.22 | $0.22 | -55.1% | |
| 2013 | $0.49 | $0.51 | -49.0% | |
| 2012 | $0.96 | $0.96 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-06-30 | 2025-08-29 | 0000939057-25-000242 | SEC ↗ |
| 2024-06-30 | 2024-08-30 | 0000939057-24-000247 | SEC ↗ |
| 2023-06-30 | 2023-09-05 | 0000939057-23-000267 | SEC ↗ |
| 2022-06-30 | 2022-09-02 | 0000939057-22-000275 | SEC ↗ |
| 2021-06-30 | 2021-09-03 | 0000939057-21-000274 | SEC ↗ |
| 2020-06-30 | 2020-09-04 | 0000939057-20-000363 | SEC ↗ |
| 2019-06-30 | 2019-08-30 | 0000939057-19-000345 | SEC ↗ |
| 2018-06-30 | 2018-08-31 | 0000939057-18-000449 | SEC ↗ |
| 2017-06-30 | 2017-09-01 | 0000939057-17-000379 | SEC ↗ |
| 2016-06-30 | 2016-09-12 | 0000939057-16-000998 | SEC ↗ |
| 2015-06-30 | 2015-09-14 | 0000939057-15-000436 | SEC ↗ |
| 2014-06-30 | 2014-09-15 | 0000939057-14-000399 | SEC ↗ |
| 2013-06-30 | 2013-09-13 | 0000939057-13-000408 | SEC ↗ |
| 2012-06-30 | 2012-09-13 | 0000939057-12-000275 | SEC ↗ |
| 2011-06-30 | 2011-09-13 | 0000939057-11-000291 | SEC ↗ |
| 2010-06-30 | 2010-09-13 | 0000939057-10-000288 | SEC ↗ |
| 2009-06-30 | 2009-09-14 | 0000939057-09-000247 | SEC ↗ |
| 2008-06-30 | 2008-09-15 | 0000939057-08-000348 | SEC ↗ |
| 2007-06-30 | 2007-09-12 | 0000939057-07-000321 | SEC ↗ |
| 2006-06-30 | 2006-09-13 | 0000939057-06-000264 | SEC ↗ |
| 2005-06-30 | 2005-09-13 | 0000939057-05-000266 | SEC ↗ |
| 2004-06-30 | 2004-09-10 | 0000939057-04-000289 | SEC ↗ |
| 2003-06-30 | 2003-09-29 | 0000939057-03-000287 | SEC ↗ |
| 2002-06-30 | 2002-09-27 | 0000939057-02-000091 | SEC ↗ |