TRAVELERS COMPANIES, INC.

Travelers Companies operates as a diversified property and casualty insurer providing commercial and personal insurance products across the United States, Canada, and select international markets. The company serves businesses ranging from small enterprises to Fortune 500 corporations, as well as government units, associations, and individual consumers. Founded in 1853, it maintains headquarters in New York, NY and employs approximately 34,000 full-time workers.

The company's operations are organized into three primary segments. The Business Insurance segment represents the largest division, offering workers' compensation, commercial property and automobile, general liability, employers' liability, professional indemnity, marine, aviation, energy, construction, and specialized coverages. This segment serves customers through brokers, wholesale agents, and program managers, segmented into small business accounts, mid-market operations, and large national accounts. The Bond & Specialty Insurance segment provides surety bonds, fidelity coverage, management and professional liability insurance, and related risk management services, distributed through independent agencies and brokers. The Personal Insurance segment offers property and casualty coverage for individuals, focused primarily on automobile and homeowners insurance.