UNITED SECURITY BANCSHARES

United Security Bancshares is the holding company for United Security Bank, a regional bank operating in the United States. The company provides a comprehensive range of commercial banking services, including deposit products and lending across multiple categories. Its deposit offerings encompass personal and business checking accounts, savings accounts, money market accounts, negotiable order of withdrawal accounts, and certificates of deposit. On the lending side, the company originates real estate loans, real estate construction financing, commercial and industrial loans, agricultural loans, and installment loans.

Beyond core deposit and lending services, United Security Bank offers ancillary banking products and services including online and mobile banking platforms, safe deposit boxes, wire transfer capabilities, cash management services, payroll processing, cashier's checks, and person-to-person and bank-to-bank transfer options. The bank serves both business and professional clients as well as individual consumers in its operating markets.

Founded in 1987, United Security Bancshares maintains headquarters in Fresno, California. As a regional bank with a market capitalization of approximately $200 million, the company operates at a smaller scale within the financial services sector, focusing on community and regional banking rather than national or international operations.