USCB FINANCIAL HOLDINGS, INC.

USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank, a Florida-based regional bank providing personal and business banking services across the United States. The company offers a diversified range of deposit products including commercial and consumer checking accounts, money market accounts, savings accounts, and certificates of deposit. Beyond traditional banking, it provides treasury, cash management, and commercial payment services alongside specialized deposit registry and sweep account solutions.

The company has developed several niche business segments targeting specific customer groups. Its Medical Advantage program delivers concierge banking services to physicians, dentists, and veterinarians. USCB maintains a homeowners association banking division that handles deposit collection, lockbox services, payment processing, and lending. The company also originates small business administration loans and yacht financing. Additionally, it operates a correspondent banking function serving financial institutions in Latin America and the Caribbean, and offers title insurance policies for real estate transactions.

With approximately 204 full-time employees and headquarters in Doral, Florida, USCB operates as a small regional bank. Founded in 2002 and incorporated in Florida, the company maintains a presence in personal and commercial banking markets across the United States while maintaining international banking relationships through its correspondent services division.